Payments processors, neobanks, crypto custodians, and BNPL operators ship daily into PCI-graded environments. Mobile binaries cross app-store and partner-bank trust boundaries every release. Safeguard turns continuous controls, mobile SBOMs, fraud-model integrity, and PSD3-ready evidence into a live pipeline — not a quarterly fire drill.
Continuous controls, signed mobile artefacts, key-material hygiene, and regulator-readable ship cadence — at the same time.
Quarterly attestation no longer satisfies an assessor who expects live evidence of every cardholder-touching component. Each merge ships into the cardholder data environment, and each merge has to carry its own signed proof.
App store reviewers, banking partners, and regulators are asking for a signed SBOM for the exact binary that landed on the consumer device. Source-tree scans no longer answer the question they are asking.
Wallet libraries, HSM glue code, and key-management SDKs sit in the most sensitive part of the build graph. A compromised transitive dependency in that path is an existential risk, not an audit finding.
Consumer fintech ships daily. The supervising authority expects to see what changed, why, and what controls covered it — without slowing the deploy. Evidence has to live where engineering already works.
Policy gates run at pull-request time with reachability-aware prioritisation. Engineers see a focused, defendable list — not the CVE firehose — and the gate completes in seconds, not minutes.
Every iOS and Android build emits a CycloneDX SBOM pinned to the exact submitted binary, with signed provenance. Hand the same artefact to the app store, the partner bank, and the regulator.
Fraud-scoring models get the same attestation pipeline as the application code that calls them. Model weights are SHA-pinned, drift is monitored, and every inference is bound to a known model version.
Control narratives are pre-mapped to PCI-DSS v4, DPDP, GDPR, and the emerging PSD3 expectations. Evidence is exported in formats the assessor already accepts — no bespoke spreadsheet exercise.
Pre-mapped controls and evidence formats your assessor and regulator already accept.
VPC-isolated control plane, mobile-CI signing pipeline, audit log into the existing SIEM, and a customer-trust portal for partner banks and regulators.
Control plane and inference cluster run inside the fintech's VPC. No cross-tenant traffic, no shared key material, no customer data leaving the perimeter.
iOS and Android pipelines emit a signed SBOM per binary, bound to the submitted IPA / AAB. Provenance follows the artefact through the app-store track.
Every policy decision and gate verdict is streamed to the SIEM in JSON and CycloneDX. Retention, search, and access stay under the fintech's control.
Read-only portal exposes signed SBOMs, VEX statements, and attestation history to partner banks, networks, and regulators — no email attachments, no PDF roundtrips.
Compromised SDKs and ad-tech libraries reach hundreds of millions of consumer devices through a single release. The blast radius is the user base, not the build farm.
KYC, fraud-scoring, and consent-management vendors hold the most sensitive customer data. A breach upstream becomes the fintech's incident — and the fintech's notification clock.
Adversarial inputs and training-data tampering quietly degrade fraud scoring. Drift goes undetected until chargebacks spike — by which point the regulator already has a question.
The supervising authority shows up with a ninety-day evidence window and a four-hour patience threshold. Evidence has to be a query, not a person who has to be on call.
Numbers from production deployments. Same assessor, same app store, dramatically less spreadsheet.
| Metric | Before Safeguard | With Safeguard |
|---|---|---|
| PCI evidence prep | 6 weeks | 1 day |
| Mobile-app SBOM turnaround | 2 weeks | 4 hours |
| Merge-gate impact on cycle time | -25% | +0% |
| Alerts per repo / month | ~2,800 | ~180 |
| Tool consolidation | 6 vendors | 1 |
| Vendor questionnaire turn-around | 10 days | 4 hours |
| KYC vendor risk visibility | Quarterly | Continuous |
Talk to the team about PCI continuous-controls pipelines, signed mobile SBOMs, and a deployment shape that lives inside your VPC.