Safeguard
Solution · Fintech

Fintech. Move-fast culture meeting a regulated balance sheet.

Payments processors, neobanks, crypto custodians, and BNPL operators ship daily into PCI-graded environments. Mobile binaries cross app-store and partner-bank trust boundaries every release. Safeguard turns continuous controls, mobile SBOMs, fraud-model integrity, and PSD3-ready evidence into a live pipeline — not a quarterly fire drill.

◈ the standing query — evidence answers on demand, not once a year
PCI-DSS
Continuous Controls
PSD3
Mapped
DPDP
Aligned
0
Customer Code In Training
Industry pressures

Four forces converging on every fintech release.

Continuous controls, signed mobile artefacts, key-material hygiene, and regulator-readable ship cadence — at the same time.

PCI-DSS continuous controls

Quarterly attestation no longer satisfies an assessor who expects live evidence of every cardholder-touching component. Each merge ships into the cardholder data environment, and each merge has to carry its own signed proof.

Mobile-app SBOM scrutiny

App store reviewers, banking partners, and regulators are asking for a signed SBOM for the exact binary that landed on the consumer device. Source-tree scans no longer answer the question they are asking.

Crypto-custody key material

Wallet libraries, HSM glue code, and key-management SDKs sit in the most sensitive part of the build graph. A compromised transitive dependency in that path is an existential risk, not an audit finding.

Ship cadence vs regulator visibility

Consumer fintech ships daily. The supervising authority expects to see what changed, why, and what controls covered it — without slowing the deploy. Evidence has to live where engineering already works.

How Safeguard fits

Capability mapped to daily-deploy reality.

PR-time gates that don't slow merge

Policy gates run at pull-request time with reachability-aware prioritisation. Engineers see a focused, defendable list — not the CVE firehose — and the gate completes in seconds, not minutes.

Signed mobile-binary SBOMs

Every iOS and Android build emits a CycloneDX SBOM pinned to the exact submitted binary, with signed provenance. Hand the same artefact to the app store, the partner bank, and the regulator.

Runtime AI fraud-model integrity

Fraud-scoring models get the same attestation pipeline as the application code that calls them. Model weights are SHA-pinned, drift is monitored, and every inference is bound to a known model version.

Pre-mapped PCI / DPDP / PSD3 evidence

Control narratives are pre-mapped to PCI-DSS v4, DPDP, GDPR, and the emerging PSD3 expectations. Evidence is exported in formats the assessor already accepts — no bespoke spreadsheet exercise.

Compliance alignment

Frameworks the platform is mapped to.

Pre-mapped controls and evidence formats your assessor and regulator already accept.

PCI-DSS v4
ISO/IEC 27001:2022
SOC 2 Type II
DPDP
GDPR
RBI PA-PG
FCA fintech regs
EU PSD3
Reference architecture

A typical deployment inside a regulated fintech.

VPC-isolated control plane, mobile-CI signing pipeline, audit log into the existing SIEM, and a customer-trust portal for partner banks and regulators.

  1. 01

    VPC-isolated control plane

    Control plane and inference cluster run inside the fintech's VPC. No cross-tenant traffic, no shared key material, no customer data leaving the perimeter.

  2. 02

    Mobile-CI signing pipeline

    iOS and Android pipelines emit a signed SBOM per binary, bound to the submitted IPA / AAB. Provenance follows the artefact through the app-store track.

  3. 03

    Audit log to bank-grade SIEM

    Every policy decision and gate verdict is streamed to the SIEM in JSON and CycloneDX. Retention, search, and access stay under the fintech's control.

  4. 04

    Customer-trust portal

    Read-only portal exposes signed SBOMs, VEX statements, and attestation history to partner banks, networks, and regulators — no email attachments, no PDF roundtrips.

Where the risk lives today

Four risk surfaces your CRO already worries about.

Mobile-app supply-chain attacks

Compromised SDKs and ad-tech libraries reach hundreds of millions of consumer devices through a single release. The blast radius is the user base, not the build farm.

Third-party KYC vendor compromise

KYC, fraud-scoring, and consent-management vendors hold the most sensitive customer data. A breach upstream becomes the fintech's incident — and the fintech's notification clock.

AI fraud-model poisoning

Adversarial inputs and training-data tampering quietly degrade fraud scoring. Drift goes undetected until chargebacks spike — by which point the regulator already has a question.

Regulator surprise audit

The supervising authority shows up with a ninety-day evidence window and a four-hour patience threshold. Evidence has to be a query, not a person who has to be on call.

Current threat landscape

What is actually hitting consumer fintech this year.

SDK-level malicious packages in mobile builds

Compromised npm / CocoaPods / Gradle releases reach the IPA and AAB inside one release cycle. Source-only scans miss the binary that actually shipped.

Signed mobile SBOM + provenance

KEV CVEs in crypto wallet libraries

Custody and wallet libs sit on the key-material path. Disclosure-to-exploit windows are short; reachability decides who is actually in the blast radius.

Eagle reachability + KEV prioritisation

AI fraud-model drift detection

Quiet model drift inflates chargebacks weeks before it surfaces in dashboards. Signed lineage and runtime drift detection catch it at the inference layer.

AI-BOM + runtime model integrity

Consent-flow library tampering

DPDP and GDPR consent SDKs are a high-value tampering target. A silent change to the consent flow becomes a regulator notification within days.

PR-time policy gates

Third-party KYC vendor compromise

Upstream breach at a KYC, fraud, or consent vendor cascades into every fintech that integrated them. Concentration-risk visibility makes the blast radius legible.

TPRM with concentration risk heatmap
Quantified benefits

Quantified benefits for fintech engineering.

Numbers from production deployments. Same assessor, same app store, dramatically less spreadsheet.

Metric
Before Safeguard
With Safeguard
PCI evidence prep
6 weeks
1 day
Mobile-app SBOM turnaround
2 weeks
4 hours
Merge-gate impact on cycle time
-25%
+0%
Alerts per repo / month
~2,800
~180
Tool consolidation
6 vendors
1
Vendor questionnaire turn-around
10 days
4 hours
KYC vendor risk visibility
Quarterly
Continuous

Continuous controls at the speed of daily deploys.

Talk to the team about PCI continuous-controls pipelines, signed mobile SBOMs, and a deployment shape that lives inside your VPC.

Self-healing security runs on Safeguard.

Your first fix PR is minutes away.

No sales call required, even your agent can complete the purchase over MCP.